Relative Growth of Small Business Loans

Santa Clara & San Mateo Counties, and the United States

The data for Small Business Loan Origination comes from Federal Financial Institutions Examination Council (FFIEC), specifically from the Community Reinvestment Act (CRA) data products. Small business loans are defined as those whose original amounts are $1 million or less and were reported as either loans secured by nonfarm or nonresidential real estate or Commercial and Industrial loans in Part I of the Consolidated Reports of Condition and Income (Schedule RC-C, PartII) or the Thrift Financial Report (Schedule SB). Silicon Valley represents Santa Clara and San Mateo Counties. Loan values within the text are inflation-adjusted and reported in first half 2012 dollars, using the consumer price index for the U.S. city average from the Bureau of Labor Statistics.

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